Questions, feedback, or problems - we want to hear from you
This tool is free and exists to help people understand their debt position. Your feedback makes it better. If something is wrong, unclear, missing, or if you have any creative ideas to improve this tool - we want to hear from you.
Please do not contact us for financial or legal advice - we are a tool builder, not a financial adviser. For financial guidance, consult a qualified professional in your country.
Clarity House Studio builds free, neutral web tools that help people understand their financial position - without requiring a signup, a subscription, or a payment. The Debt-to-Income (DTI) calculator is part of a growing portfolio of tools across multiple domains.
We are not affiliated with any bank, lender, financial institution, or government body. Our tools do not constitute financial advice.
We read every message and respond within 5 to 7 business days. For DTI calculation errors or outdated country data, please include the country, the specific guideline that appears incorrect, and the source you are referencing if you have one. This helps us verify and update the data quickly.
For general feedback about the calculator experience - features you would like to see, countries that need better coverage, or aspects of the tool that could be clearer - we genuinely want to hear from you. This tool is free and maintained because people use it, and your feedback shapes how we improve it.
We are not financial advisors and cannot advise on your specific financial situation, loan application, or investment decisions. The calculator provides estimates for general reference only.
We cannot contact lenders on your behalf, interpret your credit report, or tell you whether you will be approved for a specific loan. For personal financial advice, please consult a qualified financial advisor or credit counselor in your country.
For the United States: the CFPB provides free resources at consumerfinance.gov. For the United Kingdom: the Money and Pensions Service provides free guidance at moneyhelper.org.uk. For Canada: the Financial Consumer Agency of Canada at canada.ca/fcac.